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Facts About Workers’ Compensation You Need to Know

When you do any kind of work, workers’ compensation is what helps protect you should you be injured on the job. Nearly every business owner needs to have workers’ compensation benefits. While there are some exclusions about who is qualified to receive these benefits, in many cases, if you are injured at your place of work or ill due to your work, and these injuries or illness require medical attention, you can qualify for workers’ compensation.

every business owner needs to have workers’ compensation benefits

Whether your injury is big or small, the workers’ compensation board will want to know about all of it. Let’s say, for example, that you fall down at your job as a nurse in a nursing home and twist your knee. You might have a few bumps and scrapes, but the knee is your biggest concern. Should you only mention your knee, and then later develop an infection from one of the scrapes, if you didn’t specify that the scrapes also came from the injury, you’ll be on the hook for the infection.

You need to familiarize yourself with workers’ compensation at your company before injury, preferably during your first week or so on the job! Workers’ compensation will want you to go to specific hospitals or doctors for medical care. If you just head straight to your GP, they may not cover the bill.

Workers’ compensation is a great form of protection from injuries and illness on the job, but you do need to ensure it is done through the proper channels. If you feel like you are being unfairly treated or aren’t getting benefits that you are owed, we can help you here at Koontz & Smith, Attorneys at Law.